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Documents you will need: Please be prepared to provide the following documents to your loan officer; 2 Years Federal Tax returns - including all W2s and 1099s. Previous 3 Months of Bank Statements Previous months Paystub(s). As a mortgage broker, San Diego Financial has access to hundreds of loan programs. The following is a partial list of what we can offer: Conventional Jumbo Super Jumbo VA No Income Verification No Asset Verification Past Credit Issues Recent Bankruptcy Low Down Financing Seller Financing Foreign National Seconds / Equity Lines Second Home Product Features: 10, 15, 20, 30, 40 Year Fixed Rate Loans 1, 3, 6, 12 Month Adjustable Rate Loans 2, 3, 5, 7, 10 Year Intermediate ARM's 5/25, 7/23 Year Convertible ARM's High FICO Enhancements 2/1 Buydown - Lender or Seller Paid



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $300,700 with closing costs of $11,014. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $650,000 with closing costs of $25,000. Your actual APR may be different depending upon these factors.